David is an experienced Board member with over 40 years career in financial services. He is a former banker and regulator with extensive knowledge of financial services and governance. Prior to Fiinu, David’s experience includes seventeen years at the Bank of England, twenty-two years in Senior Management teams in the UK banking industry and eight years as a Non-Executive Director and External Adviser.

As a central banker, David was involved in research, policy, regulation, money and government bond markets, industrial finance and industrial relations, including two years at the Bank of International Settlement in Basel, as Secretariat to the G10 Governors Committee.

At Abbey National / Santander, David was the Deputy Head of Santander Global Banking and Markets UK, and a member of Santander UK senior management team. David was a member of ALCO, Risk and Executive Committees. David was responsible for a Short-Term Markets trading profit centre and for the management of short-term liquidity.

After retiring from executive management, David was appointed as iNED for Punjab National Bank International Limited (PNBIL), a retail bank catering specifically to the needs of Indian communities in the UK, where as well as being Senior Independent Director David served as the Chair of Management Committee of Board and Chair of Board Risk Committee. David was also a member of the Audit and Compliance Committee and Nomination and Remuneration Committee. David is currently also an INED at Masthaven Bank in the UK.