We are Fiinu – a fine new fintech group on the London Stock Exchange - AIM market.
Get in touch to explore FX or banking partnerships or book a demo of our Plugin Overdraft.
You can contact us via email: info@fiinu.com or call us: +44 (0)1932 629 582
Innovation Backed by Experience.
We are combining innovation with advanced financial technology and decades of expertise to deliver solutions in FX, Technology, and Banking.
Finance is changing — and so are we. At Fiinu, we combine pioneering financial technology with decades of experience in regulated financial services to create solutions that empower our clients. Our proprietary Open Banking-enabled Plugin Overdraft® platform and our expertise in FX, Technology, and Banking help build financial resilience, improve operations, and unlock growth.
As a company listed on the London Stock Exchange AIM market, we are committed to delivering lasting value, guided by experienced leadership and supported by a strong community of shareholders. Fiinu is innovation, backed by experience.
The Origin of the Plugin Overdraft®.
During our Fiinu Bank 5.5-year journey through the Bank of England’s authorisation process, a major regulatory reform took place, and more than 20 million people lost access to overdraft credit. Fiinu’s Plugin Overdraft® was designed in anticipation of these unintended consequences to address a £10 billion gap in the UK market. Today, despite there being more than 100 million current accounts in the UK, tens of millions of people still lack access to arranged overdrafts. Leveraging AI and Open Banking, we have reimagined the traditional Probability of Default model, creating a new market foothold through an unbundling strategy.
Recognising that people are more likely to divorce than change their bank, we designed the Plugin Overdraft® customer journey as an unbundled solution — giving customers access to credit without switching banks. This approach helps banks lower their cost per acquisition by reducing barriers to forming new customer relationships.
By plugging directly into existing current accounts, with customer consent, our solution broadens consumer choice, strengthens competition, and drives innovation across banking. This world-first solution can already access over 100 million UK bank accounts and has the potential to be rolled out across all 27 European Union member states, reaching a population of about 450 million.
80% of bank accounts in the UK are without an arranged overdraft, we can solve that problem. Book a demo of our Plugin Overdraft®: info@fiinu.com or call us: +44 (0)1932 629 582
Poland: A Strategic Hub for our FX team.
From behind the Iron Curtain has emerged Poland — one of Europe’s most dynamic and resilient economies. In 2024, Poland recorded the EU’s fastest GDP growth at 4.0% year-on-year, with forecasts showing continued outperformance of the European average through 2025 and beyond.
Poland’s role in European trade is equally significant. In 2024, exports reached €350.4bn and imports €349.7bn, generating a combined annual trade flow of nearly €700bn. With more than 150,000 active importers and exporters, Poland is rapidly becoming a strategic hub for cross-border commerce.
Fiinu’s FX business is focused here because Poland offers a rare combination of scale, growth, and opportunity. By supporting this market, we are positioning ourselves at the centre of Europe’s fastest-growing economy and one of its most important trade corridors.
€700 traded annually by Polish importers and exporters. For FX solutions contact us via email: biuro@fiinu.com or by phone: +48 784 022 083
Partner With Fiinu. Invest in the Future of Finance.
Whether you’re an investor seeking long-term value, a business exploring partnerships, or a client interested in seeing our solutions in action, we’d love to hear from you. We pride ourselves on solving complex problems.
At Fiinu, we are building lasting relationships — with shareholders, financial institutions, and enterprises — to deliver innovation that creates real impact.
→ Get in touch to explore investment opportunities, partnerships, or to book a demo today. You can contact us via email at info@fiinu.com or by phone on +44 (0)1932 629 582.